There isn't an easy way to say this so I am just going to say it. I am almost 41 years old. I've lost friends and family as I've walked through life. You have too. If someone on this earth is counting on you, you need to have life insurance. Remember - the coverage isn't for you...it's for them!
Every year I have more clients who pass away. It's the natural progression of life I guess. When I sit down and help the beneficiaries of those who had coverage, they have a better feeling that financially they will be ok...even though the rest of life is going to be a mess for a while. Loved ones can't be replaced but their income can be...that's what life insurance is for.
I've always said it is my goal to help my clients make good decisions about their money. This isn't about pressuring you in to something. This is about you financially taking care of the most important people in your life in the event you're not there to. If you don't have life insurance (or enough) and there is someone counting on you let's talk. Jared and I can educate you on your options and give you some ideas to make sure those people are taken care of. If you have grandkids, ask and make sure your children have coverage.
If you don't want to talk with us about it, go to someone else you know and trust or buy it on the internet. Just get the coverage!
It's not very expensive. A 10 year term life policy with $500,000 of death benefit would cost about $30 per month for a 40 year old male of average health that does not smoke. Could be cheaper if you are younger or female, in better than average health or want less coverage. Could be more expensive if you are older, male, in less than average health or want more coverage.
The point is you probably spent more money last month at the concession stand while watching hoops, hockey or wrestling matches. Protect your families financial life from the unimaginable even if you have to skip the coke and bag of popcorn.
Losing you would suck, just think how much worse it would be if your family was forced to move in with your parents, in-laws or other family because of money.
Email or call the office with questions.
Rant over....enjoy your day!
Keith
